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Pay Small Small vs paying outright

Total cost, cash flow and when instalments make sense.

Our engineers' verdict

Paying outright is always cheapest in total. Pay Small Small makes sense when the monthly instalment is lower than what you already spend on fuel: you save from month one and keep your cash.

FeaturePay Small SmallPay outright
Upfront30–40% down payment100%
Total costPrice + interestPrice only
Saving from month oneIf instalment < fuel spendYes
ApprovalBVN, NIN, bank statementNone

Choose pay small small if…

  • Monthly fuel spend is above the instalment
  • You'd rather keep cash for the business

Choose pay outright if…

  • You have the cash
  • You want the lowest total cost

Packages to consider

  • 2.5kVA

    1–2 bedroom flats

    Home Essential 2.5kVA

    Fridge, fans, TV and lights

    2.5kVA2.56kWh1.1kWp~8h backup
    ₦1,724,000

    or ₦75,151/month

    Installed price, inc. hardware and installation

  • 5kVA

    3–4 bedroom homes

    Family 5kVA

    One 1.5HP AC by day, the whole house by night

    5kVA5.12kWh3.3kWp~10h backup
    ₦3,631,000

    or ₦158,279/month

    Installed price, inc. hardware and installation

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