Pay Small Small: how solar on instalments works
Engr. Tunde Adeyemi, Head of Engineering, Crestgreen Energy
B.Eng Electrical (UNILAG), COREN-registered, NABCEP PV Associate
Updated · 5 min read
The short answer
Pay Small Small lets you pay a down payment (usually 30–40%) and spread the rest over 3 to 24 months. Credit comes from FCCPC-registered lending partners, not Betapawa. You apply in three screens with your BVN, NIN and a bank statement, and most decisions come back in under 10 minutes.
Who can apply
Any adult with a BVN, NIN and a bank account with at least three months of history. Salaried and self-employed applicants are both welcome.
What you need
Have these ready before you start:
- BVN (11 digits)
- NIN (11 digits)
- Online banking login or a 6-month PDF statement
- Your delivery and install address
What it costs
Every quote shows the down payment, monthly amount, APR and total cost before you submit. There are no hidden fees.
If you miss a payment
We remind you three days before, on the due date and two days after. Talk to us early if you're struggling; lenders can often reschedule.
Packages mentioned in this guide
- 2.5kVA2.56kWh1.1kWp~8h backup₦1,724,000
or ₦75,151/month
Installed price, inc. hardware and installation
- 3.5kVA5.12kWh2.2kWp~10h backup₦3,007,000
or ₦131,078/month
Installed price, inc. hardware and installation
- 5kVA5.12kWh3.3kWp~10h backup₦3,631,000
or ₦158,279/month
Installed price, inc. hardware and installation
Frequently asked questions
Does applying affect my credit score?
Lenders run a credit-bureau check when you submit. Getting a quote does not.
Can I pay off early?
Yes. Ask for a payoff quote in your account; you only pay interest up to the payoff date.